Smart Coverage. Unbeatable Rates. Personal Care.

Unlike captive agents who only represent one company (such as State Farm or Allstate), The Premiere Metro Group is 100% independent. We work with over a dozen leading insurers like Progressive, Foremost, Cajun Underwriters, and Wright Flood. We shop the market for you, compare price and coverage, and advocate directly for you during claims.

No. Standard homeowners policies explicitly exclude damage caused by rising water, flash floods, or storm surge. Given South Louisiana's weather patterns, flood insurance is critical. We write policies through FEMA's National Flood Insurance Program (NFIP) as well as private market options to ensure your home and personal contents are protected.

In coastal Louisiana, property policies generally include a separate named storm or hurricane deductible, typically set at 2% to 5% of your dwelling coverage amount rather than a flat dollar amount. We review your declarations page line-by-line so you understand exactly what your deductible is and how to balance premium savings with manageable out-of-pocket limits.

Yes. We specialize in fast auto policy setup, total transfer insurance, SR-22 certificates, and competitive options for drivers with prior lapses, accidents, or specialized vehicle needs. We can issue your digital proof of insurance immediately.

For commercial contractors and business clients, we offer rapid turnaround on Certificates of Insurance—frequently within just a few hours. You can request a COI online through our service hub or give our Metairie team a quick call at (504) 780-9980.

¡Absolutamente! En The Premiere Metro Group contamos con personal completamente bilingüe. Cristina y nuestro equipo le atenderán en español para explicarle sus coberturas, cotizar opciones y asistirle paso a paso con cualquier trámite o reclamo.