Commercial Insurance Products Directory
Access comprehensive information and rate comparisons for commercial insurance products protecting Louisiana businesses, contractors, and property owners.
Business Insurance Education & FAQ
Learn why specialized business coverage is essential, understand the difference between General Liability, Commercial Property, and Inland Marine floaters, and explore how our independent agency tailors packages to fit your Louisiana business. Speak directly with one of our licensed agents or request a free quote online.
Commercial Product Lines
Select a coverage line below to view full policy details, typical claims covered, and custom quote options.
Accounting & Bookkeeper Insurance
Errors & omissions, cyber liability, and client data breach protection for CPAs, accountants, and bookkeepers.
View Coverage & RatesAirbnb & Short-Term Rental Insurance
Specialized liability, property damage, and loss of rental income for vacation rental and Airbnb hosts.
View Coverage & RatesApartment Owners Insurance
Comprehensive multi-family building property coverage, tenant liability, and loss of rental income.
View Coverage & RatesArtisan Contractor Insurance
General liability and tools coverage for specialized trade craftsmen, carpenters, and finishing contractors.
View Coverage & RatesAuto Repair Shop Insurance
Garagekeepers liability, mechanic errors, building property, and lift equipment coverage.
View Coverage & RatesBar & Tavern Insurance
Liquor liability, assault & battery, slip-and-fall protection, and spoilage for lounges and taverns.
View Coverage & RatesBuilders Risk Insurance
Course-of-construction protection covering structures, materials, and jobsite equipment against wind, fire, and theft.
View Coverage & RatesBusiness Auto Insurance
Commercial auto insurance protecting contractor trucks, delivery vans, and company vehicles.
View Coverage & RatesBusiness Income Insurance
Replaces lost operating revenue and payroll while your business recovers from storm or fire damage.
View Coverage & RatesBusiness Interruption Insurance
Covers ongoing fixed expenses, temporary relocation rent, and employee payroll during unexpected closures.
View Coverage & RatesBusiness Owners Policy (BOP)
Turnkey package bundling general liability, commercial property, and equipment into one policy.
View Coverage & RatesChurch & Religious Organization Insurance
Sanctuary property coverage, pastoral liability, volunteer accident insurance, and bus transport liability.
View Coverage & RatesCommercial Auto & Fleets
Commercial fleet coverage for service pickups, box trucks, and cargo vans operating statewide.
View Coverage & RatesCommercial General Liability (CGL)
Shields your enterprise from third-party bodily injury, property damage, and legal defense costs.
View Coverage & RatesCommercial Insurance Solutions
Tailored multi-line commercial packages designed specifically for Louisiana businesses.
View Coverage & RatesCommercial Property Insurance
Protects commercial real estate, leased tenant improvements, inventory, and office equipment.
View Coverage & RatesCommercial Real Estate Insurance
Property coverage for office complexes, strip centers, industrial warehouses, and commercial landlords.
View Coverage & RatesCondo Association Insurance
Master HOA policies covering exterior building structures, common elements, and directors & officers (D&O).
View Coverage & RatesConstruction Insurance
Jobsite liability, completed operations, and builders risk for commercial construction firms.
View Coverage & RatesContractors & Trades Insurance
Comprehensive trade liability with same-day Certificate of Insurance (COI) issuance.
View Coverage & RatesCyber Liability & Data Breach Insurance
Ransomware recovery, forensic investigation, customer notification, and cyber extortion defense.
View Coverage & RatesDaycare & Childcare Center Insurance
Child playground liability, corporal abuse defense, facility property, and commercial vehicle transport.
View Coverage & RatesEmployment Practices Liability (EPLI)
Protects employers from employee lawsuits alleging wrongful termination, discrimination, or harassment.
View Coverage & RatesExcavation & Earthmoving Insurance
Underground utility line damage, heavy equipment floaters, collapse liability, and environmental safety.
View Coverage & RatesFarm & Ranch Owners Insurance
Barn structures, tractors, livestock liability, crop equipment, and rural property protection.
View Coverage & RatesGarage Keepers Insurance
Protects customer vehicles from fire, theft, vandalism, or collision while parked in your shop or lot.
View Coverage & RatesGas Station & Convenience Store Insurance
Canopy wind coverage, fuel dispenser liability, underground tank pollution, and convenience store inventory.
View Coverage & RatesHandyman & Home Repair Insurance
Affordable general liability, small tools floater, and fast COI certificates for residential handymen.
View Coverage & RatesHOA & Neighborhood Association Insurance
Subdivision clubhouse property, community pool liability, and Board Directors & Officers (D&O) coverage.
View Coverage & RatesHospitality & Hotel Insurance
Guest slip-and-fall liability, hotel building protection, cyber booking security, and liquor liability.
View Coverage & RatesJanitorial & Commercial Cleaning Insurance
Janitorial bonding, client property damage, slip hazard liability, and cleaning chemical safety.
View Coverage & RatesLessors Risk Insurance (LRO)
Liability and building protection for commercial landlords leasing space to business tenants.
View Coverage & RatesLiquor Liability Insurance
Mandatory coverage protecting establishments that sell or serve alcohol against intoxication-related claims.
View Coverage & RatesManufacturing & Industrial Plant Insurance
Machinery breakdown, product liability, raw material inventory, and factory facility protection.
View Coverage & RatesMarine & Maritime Commercial Insurance
Hull & P&I, barge liability, marine contractor equipment, and shipyard commercial operations.
View Coverage & RatesMedical Office & Clinic Insurance
Medical equipment property coverage, patient slip-and-fall liability, HIPAA data breach, and premises defense.
View Coverage & RatesPlumbers & Pipefitting Insurance
Water damage liability, faulty workmanship endorsements, drain camera equipment, and work trucks.
View Coverage & RatesProfessional Liability Insurance (E&O)
Errors and omissions protection for consultants, engineers, financial advisors, and architects.
View Coverage & RatesRestaurant & Food Service Insurance
Commercial kitchen fire, food contamination, customer injury, and refrigeration spoilage coverage.
View Coverage & RatesRetail Store & Boutique Insurance
Retail inventory protection, shoplifter liability defense, point-of-sale cyber coverage, and storefront glass.
View Coverage & RatesRV Park & Campground Insurance
Campground premises liability, utility hookup damage, recreation facility property, and tree fall protection.
View Coverage & RatesSpecial Events & Venue Insurance
One-day and multi-day liability policies for weddings, festivals, concerts, conferences, and private banquets.
View Coverage & RatesSurety & Contractor License Bonds
Fast surety bonds satisfying Louisiana state and parish licensing and bid permit requirements.
View Coverage & RatesTrucking & Motor Carrier Freight Insurance
Primary liability, physical damage, motor truck cargo, and bobtail insurance for owner-operators and fleets.
View Coverage & RatesWorkers' Compensation Insurance
Mandatory statutory coverage paying medical expenses and lost wages for injured employees statewide.
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