Comprehensive Business Owners Policies (BOP)
A Business Owners Policy (BOP) combines essential commercial property and general liability coverages into one cost-effective policy, saving business owners time and money compared to standalone policies.
Core Protections Included in a BOP
- Commercial Property Coverage: Buildings, leased space improvements, inventory, computers, and office furniture.
- General Liability Protection: Customer slips and falls, product liability, and legal defense costs.
- Business Interruption & Extra Expense: Replaces lost operating income if your business is forced to close temporarily due to a covered peril.
- Cyber Liability & Data Breach: Safeguards client records, financial transactions, and digital systems.